Credit Risk Manager

📣 إعلان

منذ يوم واحد

	نوع العقد	دوام كامل
	طبيعة الوظيفة	بالموقع
	الموقع	الرياض

وصف الوظيفة

About the Role

Tamam is seeking a Credit Risk Manager to support the development and enhancement of the company’s credit risk framework, portfolio monitoring, and risk analytics. This full-time position is based in Riyadh and requires 5-10 years of experience. The role will focus on SME credit portfolios, ensuring effective assessment of credit quality, portfolio performance, provisioning, and emerging risk trends.

Key Responsibilities

Monitor and assess credit portfolio performance across SME, corporate, and retail exposures.
Review and assess IFRS 9 and ECL methodologies, including PD, LGD, EAD, staging criteria, macroeconomic factors, and management overlays.
Analyze portfolio quality, delinquency, aging, concentration, provisioning, and risk classification.
Identify emerging credit risks, portfolio deterioration trends, and areas requiring management attention.
Perform financial statement and credit risk analysis to assess borrowers’ financial position and repayment capacity.
Support the development and enhancement of credit risk models, scorecards, policies, and portfolio monitoring tools.
Review controls related to credit approval, disbursement, monitoring, and provisioning processes.
Support stress testing, portfolio segmentation, and credit risk assessments where required.
Prepare regular credit risk reports, analysis, and recommendations for senior management and relevant committees.
Work closely with Finance, Credit, Collections, Data, Compliance, and Business teams on credit risk-related initiatives.

Qualifications and Experience

5-10 years of experience in credit risk management.
Strong experience in credit risk, IFRS 9, Expected Credit Loss (ECL), and financial analysis.
Exposure to banking, lending, FinTech, or financial risk advisory environments.