Product Manager Digital Enterprise Solutions Governance & Portfolio Performance📣 إعلان

About Tata Consultancy Services

Tata Consultancy Services (TCS) is an IT services, consulting, and business solutions organization that has partnered with many of the world’s largest businesses in their transformation journeys for over 50 years. TCS offers a consulting-led, cognitive-powered, integrated portfolio of business, technology, and engineering services and solutions. This is delivered through its Location Independent Agile™ delivery model, recognized for excellence in software development. As part of the Tata group, India's largest multinational business group, TCS has a global presence with over 616,171 consultants across 53 countries.

The Role

TCS is seeking a Product Manager Digital Enterprise Solutions Governance & Portfolio Performance to join its team in Riyadh, Saudi Arabia. This full-time role is central to managing the financial performance and establishing robust governance standards for the Digital Enterprise Solutions portfolio, ensuring profitability and operational integrity.

Key Responsibilities

• Manage and monitor the P&L of all products within the Digital Enterprise Solutions portfolio, including revenue, costs, profitability, margins, and performance against targets.
• Prepare and maintain annual budgets, forecasts, revenue targets, and periodic variance analysis, identifying opportunities for profitability improvement or addressing financial underperformance.
• Manage product-related accounting activities in coordination with Finance and Accounting, including entries, accruals, reversals, provisions, reconciliations, revenue recognition, and cost allocations.
• Investigate and resolve financial discrepancies, revenue leakage, incorrect charges, missing entries, or other issues affecting product financials, maintaining clear supporting records and audit trails.
• Own product pricing structures and pricing governance, including periodic pricing reviews, profitability assessment, client pricing proposals, and evaluation of pricing exceptions or commercial concessions.
• Develop and maintain financial business cases for new products, enhancements, strategic initiatives, and investments, monitoring the realization of expected financial benefits post-implementation.
• Establish and maintain portfolio governance standards, including policies, procedures, SOPs, controls, decision records, documentation repositories, action trackers, and management reporting requirements.
• Coordinate governance matters with Finance, Accounting, Risk, Compliance, Audit, Technology, Operations, and other relevant stakeholders, tracking observations or remediation actions to closure.
• Develop and maintain portfolio KPIs and dashboards covering financial performance, transaction values and volumes, client adoption, utilization, service quality, and strategic delivery.
• Produce regular portfolio performance reports for management, highlighting trends, exceptions, financial impacts, risks, and recommended actions.
• Assess the financial, governance, and control impacts of technical or product changes and participate in relevant design, change, and implementation discussions.
• Maintain sufficient technical understanding of APIs, transaction processing, settlement, reconciliation, digital banking architecture, and system integrations to effectively govern and financially manage the portfolio.

Required Qualifications and Experience

• 5-10 years of experience in product management, finance, or a related field.
• Experience in banking, fintech, digital payments, transaction banking, wholesale banking, or digital financial products is strongly preferred.
• Practical experience with product P&L, budgeting, forecasting, pricing, financial analysis, accounting coordination, or portfolio performance management.
• Strong understanding of accounting entries, accruals, reconciliation, revenue and cost structures, and financial controls relevant to banking or digital products.

Technical and Professional Skills

• Working technical knowledge of APIs and integrations, REST/SOAP concepts, JSON/XML, transaction flows, settlement and reconciliation processes, and digital banking platforms.
• Advanced analytical capability and proficiency in Excel; experience with financial modelling, reporting, dashboards, or data analysis is preferred.
• Strong stakeholder management, communication, ownership, attention to detail, and ability to coordinate across Finance, Technology, Operations, Risk, Compliance, and Audit.
• Professional certifications in product management, finance, accounting, project management, or related disciplines are advantageous.

Work Environment

This is a full-time position based in Riyadh, Saudi Arabia.