AML/CFT Monitoring Manager📣 إعلان

منذ يوم واحد

	نوع العقد	دوام كامل
	طبيعة الوظيفة	بالموقع
	الموقع	الرياض

وصف الوظيفة

About Hala

Hala is a leading fintech company in the MENAP region focused on redefining financial services for Small and Medium-sized Enterprises (SMEs). The company aims to empower SMEs by providing financial and technological tools to support their business operations. Founded in 2017, Hala operates multiple entities in UAE, Saudi Arabia, and Egypt, offering solutions for payment digitization, sales, and operations management. Hala is currently licensed by the Saudi Arabian Central Bank.

The Role: AML/CFT Monitoring Manager

Hala is seeking an AML/CFT Monitoring Manager to join its team in Riyadh, Saudi Arabia. This full-time role is responsible for managing and enhancing the transaction monitoring framework to ensure timely detection, investigation, and escalation of suspicious activities. The manager will ensure compliance with SAMA regulations and internal AML policies, overseeing monitoring controls, alert management, quality assurance, and team performance to mitigate money laundering and terrorist financing risks.

Key Responsibilities

Manage the end-to-end AML/CTF monitoring function, including customer acceptance, KYC, CDD, EDD, transaction monitoring, investigations, escalation, and ongoing risk management.
Review customer onboarding and periodic KYC updates, obtaining necessary approvals for high-risk customers, PEPs, complex ownership structures, UBOs, and source of funds/wealth assessments with clear documentation.
Design, maintain, review, test, and enhance transaction monitoring scenarios, rules, thresholds, and logic to ensure effective detection of money laundering and terrorist financing risks.
Oversee alert handling and investigations, ensuring timely review, sound analysis, proper documentation, and structured escalation of suspicious cases to the AML/CTF reporting function.
Review and update customer risk ratings based on internal and external risk factors, changes in customer profiles, regulatory developments, and other material risk indicators.
Lead AML/CTF risk assessments covering customers, products, services, delivery channels, geographic exposure, and Hala’s activities, ensuring alignment of monitoring and control measures.
Act as the primary AML/CTF advisor to internal stakeholders, providing guidance on initiatives, changes, and risk mitigation measures.
Lead AML-related systems enhancements and data quality improvements in coordination with technology and operations teams.
Prepare and oversee periodic AML/CTF reports, including weekly, monthly, quarterly, semi-annual, and annual reports, ensuring meaningful metrics and management information.
Represent the organization in AML/CTF matters with regulators, internal audit, and external reviewers.
Develop and execute the annual AML/CTF plan for the unit, including objectives, initiatives, and KPIs.
Lead, manage, and develop the AML/CTF team through task allocation, workload management, performance evaluation, and targeted training.
Continuously monitor regulatory developments and industry typologies, translating them into practical enhancements to AML/CTF policies and controls.
Perform additional AML/CTF-related duties as assigned by the Head of AML/CTF or MLRO.

Qualifications and Experience

5-10 years of experience in AML/CFT monitoring or a related field.
Demonstrated ability to manage and enhance transaction monitoring frameworks.
Strong understanding of SAMA regulations and internal AML policies.
Experience in leading and developing a team.

Work Environment and Benefits

Hala fosters an inclusive and diverse culture that supports innovation and flexibility across remote, in-office, and hybrid work setups. The company offers competitive compensation packages, including potential for shares, and prioritizes personal development through regular training and an annual learning stipend. Join a diverse team of over 30 nationalities working across 7 countries, gaining valuable experience in the fintech industry. The role offers autonomy, mentoring, and challenging goals to support career growth.