Cards Technical Implementation Lead

About NeoStats

NeoStats is a Data & Analytics firm established in 2022, offering solutions aimed at transforming clients into data-driven organizations. Headquartered in the UAE with bases in India and the UK, the company provides end-to-end Data & Analytics Services, leveraging industry expertise for structural transformations in analytics.

The Role: Cards Technical Implementation Lead

NeoStats is seeking a Cards Technical Implementation Lead for a contract position in Riyadh, Saudi Arabia. This role involves embedding a dedicated specialist within a client's KSA technology and product teams to drive the full technical implementation and productionization of card programs. The client is a BNPL platform launching mass consumer credit cards, wallet-linked prepaid cards, and commercial card products. The KSA market operates under a principal membership model with the Processor, requiring BIN request and setup, ICA assignment, scheme certification, and physical/digital card launch. This position offers an opportunity to lead a greenfield card launch for a fintech client.

Key Responsibilities

• Lead the full technical delivery lifecycle for consumer credit, wallet-linked, and commercial card programs in the KSA market, including developing and maintaining project plans for BIN request/setup, ICA assignment, CMS integration, processor connectivity, and Payment scheme certification.
• Drive principal membership enablement, coordinating ICA assignment, membership documentation, and regulatory submissions to SAMA, with a target of operational activation within the first 8 weeks.
• Oversee card production and digital issuance, from card design and personalization through production, fulfillment, and digital provisioning, ensuring integration with the NI processing platform personalization bureau per scheme requirements.
• Execute digital wallet and tokenization launch (Apple Pay, Google Pay, xPay), including MDES setup, tokenization services deployment to production, 3DS authentication configuration, and end-to-end digital provisioning flow validation.
• Lead scheme certification and quality assurance, including MIP testing, parametrization workbook completion, package configuration, SIT/UAT, performance testing, and security testing, ensuring resolution of P1/P2 defects prior to go-live.
• Manage authorization, authentication, and dispute management configuration, ensuring post-launch operational readiness, including production incident management, initial stabilization, and comprehensive handover documentation for BAU operations teams.
• Coordinate across all parties, including the Processor, personalization bureaus, and the client's product, technology, and compliance functions, facilitating workshops, solution design sessions, and weekly/monthly governance cadence.

Required Experience and Qualifications

• 5-10 years of experience in technical implementation roles, specifically within card programs.
• Demonstrated ability to manage complex technical delivery lifecycles.
• Experience with BIN request/setup, ICA assignment, CMS integration, processor connectivity, and payment scheme certification.
• Familiarity with digital wallet and tokenization launches (Apple Pay, Google Pay, xPay).
• Strong coordination and stakeholder management skills.

What NeoStats Offers

• Competitive salary and benefits.
• Opportunity for career growth within a fast-paced and growing startup environment.
• Ownership of initiatives and specific responsibilities.
• Continuous coaching and mentoring, with opportunities to interact with senior data scientists and AI experts globally.
• A dynamic and respectful work environment.