Commercial Card Sales Lead📣 إعلان

About the Role

PayTech Group is seeking a Commercial Cards Sales Manager/Relationship Manager to join their team in Riyadh, Saudi Arabia. This full-time role focuses on both sales and relationship management across the entire corporate credit card lifecycle, from customer acquisition and onboarding to activation and ongoing portfolio growth. The position acts as a specialist for corporate card solutions, complementing Corporate Banking and Business Banking teams while maintaining clear ownership boundaries with Relationship Managers for the overall corporate relationship.

Role Purpose and Focus

The Commercial Cards Sales Manager is responsible for acquiring, managing, and expanding a portfolio of corporate customers for corporate credit card solutions. The primary objective is to drive revenue through new customer acquisition, deepen existing corporate relationships, and increase active card usage and spend across relevant corporate categories. This role is supported by digital tools, reporting, and value-added services.

Key Responsibilities

• Promote and sell corporate credit card solutions and associated value-added services to eligible corporate customers and entrepreneurs.
• Clearly articulate the corporate card value proposition, including pricing, limits, repayment options, benefits, and eligibility requirements aligned to corporate needs.
• Support customers through the application, documentation, approvals coordination, onboarding, and activation processes for cardholders.
• Collaborate with internal teams (credit, risk, operations, product, onboarding) to ensure smooth deal execution and efficient turnaround times.
• Ensure compliance with internal policies, regulatory requirements, and KYC/AML standards for corporate onboarding.
• Maintain accurate and timely updates within the CRM and sales tracking system.
• Stay informed on corporate market trends, competitor corporate card offerings, and small-business customer needs to refine targeting and sales approaches.
• Identify portfolio growth levers, such as spend campaigns, onboarding journeys, activation calls, and cross-selling additional cardholders or supplementary cards.
• Provide structured feedback to product and management teams to support continuous improvement initiatives.

Key Performance Indicators

• Number of new corporate credit card customers acquired.
• Approved-to-booked conversion rate and onboarding turnaround time.
• Activation rate (cards activated / cards issued) and active spend volume.
• Portfolio health, including retention, reactivation, delinquency quality (as applicable), and growth in active accounts.

Qualifications and Experience

Candidates should possess 5-10 years of relevant experience for this role. The position is based in Riyadh, with potential operations in Jeddah.

Work Environment

This is a full-time position within PayTech Group, operating in the financial technology sector. The role requires a proactive approach to sales and relationship management within a dynamic corporate environment.