Product Manager Supply Chain Finance (SCF)

About the Role

HCLTech is seeking a Product Manager – Supply Chain Finance (SCF) to join their team in Riyadh, Saudi Arabia. This full-time role involves defining, developing, and managing Supply Chain Finance solutions throughout their entire product lifecycle. The Product Manager will act as a subject matter expert, overseeing the design, structuring, governance, and continuous enhancement of SCF products.

Product Focus and Islamic Finance

The role focuses on a range of products including Reverse Factoring, Dynamic Discounting, Factoring, and Purchase Order (PO) Financing. A key responsibility is to lead the development and validation of Sharia-compliant Supply Chain Finance solutions, incorporating structures such as Murabaha, Tawarruq, and Wakala. This involves close collaboration with Sharia Advisors to ensure all product frameworks, workflows, agreements, and operational processes adhere to Islamic finance principles and obtain necessary certifications prior to launch.

Key Responsibilities

• Own the end-to-end product strategy, roadmap, and lifecycle management for SCF products.
• Serve as the primary SCF subject matter expert for both internal and external stakeholders.
• Translate customer, market, regulatory, and business requirements into clear product features, user stories, and acceptance criteria.
• Collaborate with funders, corporate buyers, suppliers, technology partners, and internal teams to deliver scalable financing solutions.
• Ensure products maintain compliance with applicable regulatory frameworks, including SAMA requirements for finance companies.
• Identify market opportunities, drive product innovation, and support commercialization initiatives.

Qualifications and Experience

• Minimum of 10 years of experience in Supply Chain Finance, Trade Finance, Transaction Banking, or related financial services fields.
• At least 5 years of experience with banks, financial institutions, or finance companies specifically in Saudi Arabia.
• Demonstrated experience in launching and managing Supply Chain Finance products, including Islamic financing solutions.
• Strong understanding of Supply Chain Finance structures, risk considerations, and operational processes.
• In-depth knowledge of SAMA regulations and the broader Saudi financial services landscape.

Work Environment

This is a full-time position based in Riyadh, Saudi Arabia, requiring an individual who can navigate and contribute effectively within the local financial services sector.

Application Information

The salary for this position will be disclosed during the application process. Qualified candidates are encouraged to apply.