Relationship Manager Affluent Banking (Hawtat Sudair)

About the Role

Riyad Bank is seeking a Relationship Manager Affluent Banking to join their team in Hawtat Sudair, Riyadh, Saudi Arabia. This full-time role focuses on building and managing client relationships, identifying business opportunities, and ensuring the effective delivery of banking services to affluent clients. The position requires 2-5 years of relevant experience.

Key Responsibilities

• Adhere to all departmental policies, processes, standard operating procedures, and instructions to ensure consistent work execution.
• Manage daily operations related to the role to ensure work continuity.
• Develop and maintain relationships with clients who purchase financial services through visits to major prospects and existing customers.
• Gain a comprehensive understanding of customer organizations, industries, and global practices to meet banking needs and expectations.
• Identify revenue opportunities and actively sell Retail Banking products to support sales targets.
• Maximize product penetration and cross-selling, and actively seek structured finance opportunities to ensure effective service delivery.
• Develop account plans consistently and promptly to facilitate follow-up on identified action items.
• Provide insights on governmental demand for commercially viable loans that meet market demand.
• Review and approve Credit Applications (CAs) within authority levels, ensuring quality and completeness before submission to Credit for review.
• Collaborate with the Credit Analytics Unit and Risk Management to secure and enhance the quality of the credit portfolio.
• Contribute to identifying opportunities for continuous process and practice improvement, considering international best practices, cost reduction, and productivity enhancement.
• Assist in preparing timely and accurate reports for Riyad Bank in compliance with company and department requirements, policies, and standards.
• Comply with all relevant safety, quality, and environmental management policies, procedures, and controls.

Experience and Qualifications

• A minimum of 2 to 5 years of experience in a relevant field.
• Demonstrated ability to build and manage client relationships effectively.
• Understanding of financial services products and sales processes.

Skills and Attributes

• Strong relationship management and interpersonal skills.
• Ability to understand customer needs and provide tailored banking solutions.
• Proficiency in identifying and pursuing business development opportunities.
• Analytical skills for reviewing credit applications and contributing to portfolio quality.

Work Environment

This is a full-time position based in Hawtat Sudair, Riyadh, Saudi Arabia, within Riyad Bank's Affluent Banking division. The role involves working in a structured banking environment with a focus on client interaction and adherence to established policies and procedures.

Application Process

Interested candidates are encouraged to apply for this role to contribute to Riyad Bank's client relationship management efforts.