Product Manager Digital Enterprise Solutions Governance & Portfolio Performance

📣 إعلان

منذ ساعتين تقريبا

	نوع العقد	دوام كامل
	طبيعة الوظيفة	بالموقع
	الموقع	الرياض

وصف الوظيفة

About the Role

E-Solutions is seeking a Product Manager - Digital Enterprise Solutions Governance & Portfolio Performance to join their team in Riyadh, Saudi Arabia. This full-time role involves managing and monitoring the P&L of all products within the Digital Enterprise Solutions portfolio, ensuring financial performance, and establishing robust portfolio governance standards.

Key Responsibilities

Manage and monitor the P&L of all products within the Digital Enterprise Solutions portfolio, including revenue, costs, profitability, margins, and performance against targets.
Prepare and maintain annual budgets, forecasts, revenue targets, and periodic variance analysis, identifying opportunities to improve profitability or address financial underperformance.
Manage product-related accounting activities in coordination with Finance and Accounting, including entries, accruals, reversals, provisions, reconciliations, revenue recognition, and cost allocations.
Investigate and resolve financial discrepancies, revenue leakage, incorrect charges, missing entries, or other issues affecting product financials, maintaining clear supporting records and audit trails.
Own product pricing structures and pricing governance, including periodic pricing reviews, profitability assessment, client pricing proposals, and evaluation of pricing exceptions or commercial concessions.
Develop and maintain financial business cases for new products, enhancements, strategic initiatives, and investments, and monitor the realization of expected financial benefits after implementation.
Establish and maintain portfolio governance standards, including policies, procedures, SOPs, controls, decision records, documentation repositories, action trackers, and management reporting requirements.
Coordinate governance matters with Finance, Accounting, Risk, Compliance, Audit, Technology, Operations, and other relevant stakeholders, tracking observations or remediation actions to closure.
Develop and maintain portfolio KPIs and dashboards covering financial performance, transaction values and volumes, client adoption, utilization, service quality, and strategic delivery.
Produce regular portfolio performance reports for management, highlighting trends, exceptions, financial impacts, risks, and recommended actions.
Assess the financial, governance, and control impacts of technical or product changes and participate in relevant design, change, and implementation discussions.
Maintain sufficient technical understanding of APIs, transaction processing, settlement, reconciliation, digital banking architecture, and system integrations to effectively govern and financially manage the portfolio.

Qualifications and Experience

Bachelor's degree in Business, Finance, Accounting, Information Systems, Computer Science, Engineering, or a related discipline.
Minimum of 5 years of relevant professional experience.
Experience in banking, fintech, digital payments, transaction banking, wholesale banking, or digital financial products is strongly preferred.
Practical experience with product P&L, budgeting, forecasting, pricing, financial analysis, accounting coordination, or portfolio performance management.
Strong understanding of accounting entries, accruals, reconciliation, revenue and cost structures, and financial controls relevant to banking or digital products.
Working technical knowledge of APIs and integrations, REST/SOAP concepts, JSON/XML, transaction flows, settlement and reconciliation processes, and digital banking platforms.
Advanced analytical capability and proficiency in Excel; experience with financial modelling, reporting, dashboards, or data analysis is preferred.
Strong stakeholder management, communication, ownership, attention to detail, and ability to coordinate across Finance, Technology, Operations, Risk, Compliance, and Audit.
Professional certifications in product management, finance, accounting, project management, or related disciplines are advantageous.