Risk & Credit Manager

About The Lending Hub SA

The Lending Hub SA is a P2P debt crowdfunding platform operating in Riyadh, Saudi Arabia. The company focuses on financial innovation and creating opportunities within the Saudi Arabian market.

Role Overview

The Lending Hub SA is seeking a Risk & Credit Manager to join its team in Riyadh. This full-time position involves overseeing credit risk assessment, managing portfolio performance, and directing risk management activities across the platform. The role requires maintaining effective credit policies, monitoring financing risks, and ensuring compliance with SAMA regulatory requirements.

Key Responsibilities

• Develop and maintain credit risk policies, procedures, and assessment frameworks.
• Oversee borrower credit assessments, credit scoring models, and underwriting criteria.
• Monitor portfolio performance, including delinquency rates, defaults, and recovery trends.
• Identify emerging risks and recommend appropriate mitigation strategies.
• Conduct portfolio risk analysis and prepare periodic risk reports for management.
• Ensure compliance with applicable SAMA risk management requirements.
• Collaborate with Operations, Compliance, and Technology teams to strengthen risk controls.

Required Experience

• 2-5 years of relevant experience in risk and credit management.

Work Location

This position is based in Riyadh, Riyadh, Saudi Arabia.

Application Information

The salary for this position will be disclosed during the interview process.