Senior Credit Assessor

About the Role

Allianz Trade is seeking a Senior Credit Assessor to join its team in Riyadh. This full-time position involves assessing the creditworthiness of companies and monitoring portfolio performance, contributing to the company's risk management and commercial strategies.

Responsibilities

• Assess Small and Medium-sized Enterprises (SMEs) and large-cap companies, assigning grades that influence commercial and risk underwriting decisions.
• Conduct assessments in adherence to Euler Hermes/Allianz Grading Methodology and key risk factors specific to each sector.
• Actively monitor the credit portfolio based on defined sensitivity thresholds.
• Ensure market presence through direct visits to buyers.
• Prepare and present detailed quarterly sector insights and reports.
• Interact and align with internal stakeholders, including Underwriting, Commercial, and Claims departments.
• Participate in transversal projects within the Credit Intelligence Department.

Qualifications and Experience

• Candidates should possess 5-10 years of relevant experience.
• A natural curiosity and a keen interest in technology and innovation are valued.
• The ideal candidate will demonstrate a proactive approach to learning and adapting to new tools and technologies, particularly those powered by Artificial Intelligence (AI).

Work Environment and Culture

Allianz Trade offers a flexible and inclusive environment. The company supports employee well-being with dedicated resources for psychophysical health. Remote working is permitted for 10 days per month, with additional days for working from abroad. The company values individuals who are eager to stay updated with the latest digital trends and advancements.

Company Values

• Customer and Market Excellence: A commitment to providing maximum support to clients through expertise.
• Collaborative Leadership: Valuing people, fostering a culture of feedback, and promoting collective well-being.
• Entrepreneurship: Anticipating trends and managing risks in an environment that encourages innovation and responsibility.
• Trust: Acting with integrity, honoring commitments, promoting diversity and inclusion, and operating transparently for corporate social responsibility.

Application Process

Allianz is committed to a fair hiring process and minimizing unconscious bias. Candidates are requested to submit resumes including only essential information for an objective assessment of skills and experience. It is preferable to omit personal details such as a photo or city of residence from the CV before submission.