Senior Cards Product Management Specialist (Co Branded) s📣 إعلان

About the Role

Quantum Talent Group is seeking a Senior Cards Product Management Specialist with a focus on Co-Branded products. This contract position is based in Riyadh and requires a candidate with over 10 years of experience in product management within the cards and payments industry. The role involves leading the strategy, development, and lifecycle management of consumer card products to drive portfolio growth and enhance customer value.

Role Overview and Responsibilities

The Senior Cards Product Management Specialist will be instrumental in the development, commercialization, and ongoing management of consumer card products. This includes credit, debit, and prepaid card offerings, with a particular emphasis on partnership-based products. The specialist will define customer value propositions, product features, pricing, and growth strategies, managing the entire product lifecycle from conception to performance optimization. A key aspect of this role involves identifying market trends and competitive opportunities to foster product innovation and ensure alignment with business objectives.

• Lead the development and enhancement of credit, debit, prepaid, and partnership-based card products.
• Define and refine customer value propositions, product features, pricing strategies, and portfolio growth plans.
• Manage the end-to-end product lifecycle, from concept and launch through optimization and performance management.
• Identify market trends, customer needs, and competitive opportunities to support product innovation.
• Build and maintain strong relationships with strategic partners and key stakeholders.
• Ensure alignment of partnership objectives with overall business goals.
• Coordinate with internal departments including marketing, operations, compliance, legal, technology, and analytics.
• Act as a central point of coordination for product initiatives and business programs.
• Support the successful rollout of new products, features, and enhancements.
• Develop go-to-market plans and commercialization strategies.
• Provide product training, sales enablement materials, and support to internal teams.
• Monitor product adoption and recommend improvements to maximize performance.
• Design initiatives that increase customer acquisition, activation, engagement, and spend.
• Collaborate with marketing teams to develop targeted campaigns and customer communication plans.
• Prepare business cases and performance assessments for new initiatives.
• Evaluate campaign effectiveness and identify opportunities for optimization.
• Monitor portfolio performance using key business metrics and dashboards.
• Analyze customer behavior, profitability, revenue growth, and usage trends.
• Recommend strategies to improve portfolio performance, customer retention, and overall profitability.
• Present insights and recommendations to senior stakeholders.
• Ensure compliance with applicable regulatory requirements and internal policies.
• Support implementation of regulatory updates impacting card products and processes.
• Work closely with operations and technology teams to ensure smooth product delivery and customer experience.
• Assist in resolving product-related operational challenges and process improvements.

Qualifications and Experience

Candidates for this role must possess a Bachelor's degree in Business, Finance, Marketing, Economics, or a related field. A minimum of 10 years of experience in Cards Product Management, Portfolio Management, or the Payments sector is required. Proven success in launching and managing consumer card products is essential. A strong understanding of card economics, profitability drivers, portfolio analytics, and key performance metrics is necessary. Experience in developing customer value propositions and growth strategies is also a key requirement.

• Bachelor's degree in Business, Finance, Marketing, Economics, or a related field.
• 10+ years of experience in Cards Product Management, Portfolio Management, or Payments.
• Proven track record of launching and managing consumer card products.
• Strong understanding of card economics, profitability drivers, portfolio analytics, and key performance metrics.
• Experience developing customer value propositions and growth strategies.
• Knowledge of regulatory frameworks governing payment (SAMA) and card products.

Preferred Experience

While not mandatory, candidates with experience managing co-branded, affinity, or partnership-based card programs will be highly regarded. Exposure to digital payments, loyalty programs, and customer engagement initiatives is also beneficial. Previous experience working within the banking, financial services, or payments environments is preferred.

• Experience managing co-branded, affinity, or partnership-based card programs.
• Exposure to digital payments, loyalty programs, and customer engagement initiatives.
• Experience working within banking, financial services, or payments environments.

Skills and Competencies

Successful candidates will demonstrate strong stakeholder management, communication, and project leadership skills. Excellent analytical and problem-solving capabilities are crucial for navigating the complexities of product management in the payments industry. The ability to collaborate effectively with cross-functional teams and external partners is essential for driving product success and achieving measurable business outcomes.

• Strong stakeholder management skills.
• Effective communication abilities.
• Proven project leadership capabilities.
• Excellent analytical and problem-solving skills.

Work Details

This is a contract position located in Riyadh. The role requires a minimum of 10 years of relevant experience.