Senior Corporate Credit Manager

About the Role

Alrajhi Bank is seeking a Senior Corporate Credit Manager to join its team in the Eastern region of Saudi Arabia. This full-time role involves reviewing and evaluating credit applications, assessing credit risks, and ensuring compliance with established policies and procedures. The position requires a professional with significant experience in corporate credit management.

Job Purpose

The primary purpose of this role is to review Credit Applications (CAs) submitted by the Corporate Group. This includes verifying the accuracy of their contents, evaluating relevant credit risks, and implementing appropriate amendments to mitigate these risks. The Senior Corporate Credit Manager is also responsible for validating clients’ internal ratings submitted by the business on the rating system and making necessary adjustments.

Key Accountabilities

• Ensure that all existing and future corporate commitments and investments are managed in accordance with established systems and processes.
• Oversee the timely processing of credit applications, adhering strictly to credit policies, processes, and procedures.
• Evaluate customer records and recommend suitable payment plans based on earnings, savings data, payment history, and purchase activity.
• Assign, monitor, and review the progress and accuracy of assigned work within the team.
• Familiarize employees with established credit policies, procedures, rules, and regulations, and provide technical guidance on complex issues.
• Evaluate, recommend, and implement changes in methods, processes, and procedures related to credit to enhance customer service and achieve business objectives.

Qualifications and Experience

• A minimum of 5 to 10 years of relevant experience in corporate credit management.
• Demonstrated ability to evaluate credit risks and propose effective mitigation strategies.
• Strong understanding of credit policies, processes, and procedures.

Work Type and Location

This is a full-time position based in the Eastern region of Saudi Arabia. The role operates within a structured banking environment, focusing on corporate credit operations.

Application Process

Interested candidates who meet the qualifications are encouraged to apply. Salary details will be disclosed during the interview process.