Relationship Manager Affluent Banking ( AlDammam)

About the Role

Riyad Bank is seeking a Relationship Manager for Affluent Banking to join their team in Dammam, Eastern Region. This full-time role focuses on managing client relationships, driving business development, and ensuring the delivery of financial services to meet customer needs.

Key Responsibilities

• Build and maintain strong relationships with existing and prospective clients through regular visits and engagement.
• Develop a comprehensive understanding of clients' organizations, industries, and global practices to effectively address their banking requirements.
• Identify revenue opportunities and actively sell Retail Banking products to achieve sales targets.
• Maximize product penetration, cross-selling, and explore structured finance opportunities to deliver effective services.
• Develop and maintain account plans to ensure timely follow-up on identified action items.
• Provide insights on governmental demand for commercially viable loans that meet market needs.
• Review and approve Credit Applications (CAs) according to authority levels, ensuring quality and completeness before submission to Credit for review.
• Collaborate with the Credit Analytics Unit and Risk Management to maintain and enhance the quality of the credit portfolio.
• Contribute to identifying opportunities for continuous improvement in processes and practices, aligning with international best practices.
• Assist in preparing timely and accurate reports in line with Riyad Bank's requirements, policies, and standards.
• Adhere to all relevant departmental policies, processes, standard operating procedures, and instructions.
• Comply with all safety, quality, and environmental management policies, procedures, and controls.

Qualifications and Experience

• A minimum of 5 to 10 years of relevant experience in relationship management within the banking sector.
• Demonstrated ability to build and maintain strong client relationships.
• Proven track record in sales and business development within financial services.
• Understanding of credit approval processes and risk management principles.

Work Environment

This is a full-time position based in Dammam, offering an opportunity to work within a structured banking environment at Riyad Bank.