Co Founder & CXO

About Sanabil Studio and the Role

Sanabil Studio is developing a financial technology platform for the Saudi market, focusing on enhancing customer experience through technology, data, and operational excellence. This venture, backed by Sanabil Studio, aims to deliver a more accessible financial experience tailored to the evolving needs of the Saudi market. We are seeking a Co-Founder & CXO to establish and scale the company’s operational functions in Riyadh, Saudi Arabia. This is a full-time position requiring over 10 years of experience.

Key Responsibilities

• Lead Finance, Accounting, HR, Collections, and Customer Care as an integrated operational function.
• Develop annual operating plans, monthly performance targets, and corresponding financial controls.
• Ensure accounting accuracy, closing discipline, and full compliance with SAMA guidelines and NBFI requirements.
• Manage budgeting, forecasting, liquidity planning, and cost management across the business.
• Drive collections strategy, workflow automation, agency management, and overall portfolio health.
• Improve HR systems, including hiring, onboarding, compensation, and performance management.
• Enhance customer care quality, service level agreements (SLAs), and resolution times.
• Integrate digital tools across all functions to reduce manual work and accelerate execution.
• Manage vendors, outsourcing partners, and core system providers.
• Support audits, regulatory reviews, and board reporting.
• Coordinate with credit, product, technology, and compliance teams to ensure full alignment.

Candidate Profile and Requirements

• 10–15 years of experience in consumer or micro-finance in Saudi Arabia, with a strong foundation in Finance and Accounting.
• Demonstrated experience leading multiple functions simultaneously, including Finance, HR, Collections, and Customer Care, with consistent performance delivery.
• Deep knowledge of SAMA regulations and NBFI operations, with the ability to provide advisory insights beyond mere compliance.
• Proven track record of scaling operations through digital tools, dashboards, and workflow automation.
• Ability to make clear, structured decisions under pressure and hold teams accountable through KPIs and performance frameworks.
• Strong leadership and coaching skills to build team capability and ownership.

Work Environment

This role involves direct operational ownership, focusing on building systems, setting standards, and driving performance across all led functions. The company operates in a regulated environment, emphasizing compliance and proper execution. As an early-stage venture with significant growth ambitions, the infrastructure developed in this role will be critical in defining future operations at scale.

Compensation and Benefits

• Competitive compensation package commensurate with seniority and market rates.
• Meaningful equity tied to the long-term value creation.
• Provision of premium equipment from the first day.
• Mentorship opportunities from experienced venture builders.
• An accelerated learning curve, offering significant professional development.