Credit Risk Analyst

About the Internship

Hala is seeking a motivated and detail-oriented recent graduate for a Credit Risk Analyst - Intern position in Riyadh. This internship, designed for individuals with 0-1 years of experience, provides hands-on exposure to credit risk assessment, financial analysis, and fintech operations. The intern will work closely with experienced analysts to develop core credit evaluation skills and support daily risk activities.

Key Responsibilities

• Assist in reviewing and organizing credit applications to ensure completeness of required information and documentation.
• Support basic financial analysis, including data gathering on applicant income, expenses, and liabilities.
• Help identify missing information or inconsistencies in applications and coordinate with internal teams to resolve them.
• Maintain accurate records of applications, decisions, and supporting documentation.
• Participate in data entry, reporting, and preparation of simple dashboards or summaries.
• Learn and apply internal credit policies, guidelines, and risk frameworks under supervision.
• Support the team in identifying process improvements and operational efficiencies.
• Work collaboratively with teams such as Sales, Operations, and Risk.

Learning and Development Opportunities

• Exposure to SME credit underwriting and fintech risk practices.
• Training on financial statement basics and credit analysis fundamentals.
• Hands-on experience with data tools (*, Excel, BI tools).
• Mentorship from experienced risk professionals.

Work Environment and Culture

Hala fosters an inclusive and diverse culture that supports innovation and flexibility across remote, in-office, and hybrid work setups. The company prioritizes personal development, offering regular training and an annual learning stipend. Interns will join a team of over 30 nationalities working in 7 countries, gaining experience in the fintech industry. The environment emphasizes autonomy, mentoring, and challenging goals, providing opportunities for growth within the company.

Compensation and Benefits

Hala offers competitive compensation packages, including the potential for shares. Based on performance, there is an opportunity for a full-time role following the internship.