Finance Team Lead📣 إعلان

About Dnaneer Financing

Dnaneer Financing (دنانير للتمويل), established in 2023, is a Saudi Central Bank-licensed company based in Riyadh, Saudi Arabia. We specialize in providing innovative and Shariah-compliant financing solutions to small and medium enterprises (SMEs) across Saudi Arabia through a crowdlending model. Our approach leverages technology, data-driven underwriting, and strategic partnerships to simplify access to capital and empower business growth, aiming to close the SME financing gap and support the Kingdom’s Vision 2030 goals.

The Role: Finance Team Lead

We are seeking a dedicated Finance Team Lead to join our team in Riyadh. This full-time role operates within a SAMA-supervised environment where the accuracy, timeliness, and control of financial data are critical for maintaining trust with regulators, auditors, and investors. Reporting directly to the CEO, the Finance Team Lead will partner with senior leadership to support decision-making through reliable financial information. You will be responsible for the integrity of financial records and reporting, leading the budgeting and forecasting cycles, ensuring tax and statutory compliance, and supervising the Accountant and Debit Controller to deliver a well-controlled finance operation aligned with IFRS and applicable SAMA frameworks.

Key Responsibilities

• Debt Control: Oversee the debt control function, ensuring loan and facility balances, accrued profit, and repayment schedules are accurately recorded and reconciled across lending and accounting systems. Monitor portfolio repayment performance and aging, ensuring overdue and impaired exposures are correctly classified, provisioned, and reported in line with IFRS 9 and SAMA requirements. Ensure investor repayment allocations and collections postings are reconciled to underlying facilities, attributing principal and profit correctly and tying out the receivables ledger at each close.
• Financial Management: Prepare and review quarterly and annual financial statements in line with IFRS and Dnaneer’s internal policies. Lead the annual budgeting and quarterly forecasting cycles with business teams, performing variance analysis to identify key drivers and present insights to senior management. Drive strategic initiatives with financial modeling and scenario analysis. Own the preparation and submission of SAMA regulatory returns and prudential reporting in line with applicable guidelines.
• Accounting Operations: Oversee the general ledger, chart of accounts, and month-end and year-end close processes, including timely and accurate processing of accounts payable, accounts receivable, payroll, and inter-company reconciliations. Maintain and strengthen internal controls over financial reporting, and manage external audits with third-party auditors to ensure audit readiness and clean outcomes. Drive continuous improvement in accounting processes, systems, and reporting to enhance efficiency and accuracy.
• Taxation and Compliance: Ensure full compliance with all applicable Saudi tax obligations (VAT, Zakat, and withholding tax). Prepare and submit periodic VAT returns, Zakat declarations, and other statutory filings with ZATCA accurately and on time. Manage all correspondence and audits with ZATCA, and maintain proper tax documentation, registers, and supporting records to ensure full audit readiness. Monitor changes in Saudi tax legislation and advise senior management on their impact, coordinating with external tax advisors on complex matters to ensure best-practice, compliant tax positions.

Required Qualifications and Experience

• A minimum of 5 to 10 years of experience in a finance or accounting leadership role, preferably within a regulated financial institution.
• Demonstrated expertise in IFRS, SAMA regulatory frameworks, and Saudi tax regulations (VAT, Zakat, withholding tax).
• Proven ability to manage financial records, reporting, budgeting, and forecasting cycles.
• Experience in overseeing debt control functions, including loan reconciliation and impairment provisioning.
• Strong understanding of internal controls and external audit management.

Work Environment and Location

This is a full-time position based in our Riyadh office, Saudi Arabia. The role offers an opportunity to contribute to the financial stability and growth of a dynamic, SAMA-supervised financing company.

Application Information

Candidates who meet the qualifications and experience outlined above are encouraged to apply. We look forward to reviewing your application.