Product Manager Digital Enterprise Solutions Governance & Portfolio Performance

About the Role

E-Solutions is seeking a Product Manager - Digital Enterprise Solutions Governance & Portfolio Performance to join their team in Riyadh, Saudi Arabia. This full-time role involves managing and monitoring the P&L of all products within the Digital Enterprise Solutions portfolio, ensuring financial performance, and establishing robust portfolio governance standards.

Key Responsibilities

• Manage and monitor the P&L of all products within the Digital Enterprise Solutions portfolio, including revenue, costs, profitability, margins, and performance against targets.
• Prepare and maintain annual budgets, forecasts, revenue targets, and periodic variance analysis, identifying opportunities to improve profitability or address financial underperformance.
• Manage product-related accounting activities in coordination with Finance and Accounting, including entries, accruals, reversals, provisions, reconciliations, revenue recognition, and cost allocations.
• Investigate and resolve financial discrepancies, revenue leakage, incorrect charges, missing entries, or other issues affecting product financials, maintaining clear supporting records and audit trails.
• Own product pricing structures and pricing governance, including periodic pricing reviews, profitability assessment, client pricing proposals, and evaluation of pricing exceptions or commercial concessions.
• Develop and maintain financial business cases for new products, enhancements, strategic initiatives, and investments, and monitor the realization of expected financial benefits after implementation.
• Establish and maintain portfolio governance standards, including policies, procedures, SOPs, controls, decision records, documentation repositories, action trackers, and management reporting requirements.
• Coordinate governance matters with Finance, Accounting, Risk, Compliance, Audit, Technology, Operations, and other relevant stakeholders, tracking observations or remediation actions to closure.
• Develop and maintain portfolio KPIs and dashboards covering financial performance, transaction values and volumes, client adoption, utilization, service quality, and strategic delivery.
• Produce regular portfolio performance reports for management, highlighting trends, exceptions, financial impacts, risks, and recommended actions.
• Assess the financial, governance, and control impacts of technical or product changes and participate in relevant design, change, and implementation discussions.
• Maintain sufficient technical understanding of APIs, transaction processing, settlement, reconciliation, digital banking architecture, and system integrations to effectively govern and financially manage the portfolio.

Qualifications and Experience

• Bachelor's degree in Business, Finance, Accounting, Information Systems, Computer Science, Engineering, or a related discipline.
• Minimum of 5 years of relevant professional experience.
• Experience in banking, fintech, digital payments, transaction banking, wholesale banking, or digital financial products is strongly preferred.
• Practical experience with product P&L, budgeting, forecasting, pricing, financial analysis, accounting coordination, or portfolio performance management.
• Strong understanding of accounting entries, accruals, reconciliation, revenue and cost structures, and financial controls relevant to banking or digital products.
• Working technical knowledge of APIs and integrations, REST/SOAP concepts, JSON/XML, transaction flows, settlement and reconciliation processes, and digital banking platforms.
• Advanced analytical capability and proficiency in Excel; experience with financial modelling, reporting, dashboards, or data analysis is preferred.
• Strong stakeholder management, communication, ownership, attention to detail, and ability to coordinate across Finance, Technology, Operations, Risk, Compliance, and Audit.
• Professional certifications in product management, finance, accounting, project management, or related disciplines are advantageous.

Work Environment

This is a full-time position based in Riyadh, Saudi Arabia, focusing on the governance and financial performance of digital enterprise solutions.