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Job Title: Finance Manager – Supermarket Business

Role Purpose: To own end-to-end financial accounting, statutory reporting, direct and indirect tax compliance, and revenue-to-cash integrity for the supermarket business, ensuring accurate books, regulatory compliance, strong internal controls, and audit readiness.

Key Responsibilities:

• Record-to-Report (R2R): Lead monthly, quarterly, and annual financial close including GL, accruals, provisions, and prepayments. Ensure accurate and timely revenue recognition for POS-driven retail sales. Maintain balance sheet integrity including cash and bank reconciliations, inventory valuation, shrinkage and provisions, and prepare monthly management accounts.
• Cash-to-Customer (C2C): Oversee daily sales posting from POS systems to ERP, ensuring reconciliation between ERP sales data and ZATCA portal. Strengthen controls to minimize revenue leakage and reconciliation gaps.
• Taxation & Statutory Compliance: Ensure full compliance with ZATCA requirements, including VAT, WHT, and corporate income tax. Track changes in tax laws and assess their impact on financial reporting.

Key Skills & Competencies: Strong knowledge of IFRS and retail accounting, hands-on experience in POS-driven retail environments, strong reconciliation, analytical, and problem-solving skills.

Qualifications & Experience: Chartered Accountant / CPA / ACCA or equivalent qualification preferred; 6–10+ years in retail / supermarket / FMCG finance; prior experience in KSA (preferred).

About the Job:
As a Financial Analysis Specialist at FNRCO, you will be responsible for managing, reviewing, and approving bank guarantees, standby documentary credits, and letters of credit. This role is crucial to ensuring compliance with internal policies and regulations while engaging closely with various departments including Compliance, Legal, and Credit Risk.

Key Responsibilities:

• Review and approve Bank Guarantees, Standby DCs, and Letters of Credit per bank policies.
• Ensure compliance with UCP 600, ISP98, URDG 758, and applicable regulatory requirements.
• Liaise with Compliance and Legal teams to address documentation issues.
• Identify and escalate operational gaps in trade finance transactions.
• Monitor market developments and advise management on impacts.
• Conduct training sessions for team members on trade finance products.
• Support process improvements within the trade finance function.
• Provide mentorship to junior team members.

Key Requirements:

• Minimum of 10 years’ experience in Letters of Credit and Bank Guarantees.
• Strong expertise in Guarantees, SBLCs, and Documentary Credits.
• Experience working with Compliance and Credit Risk teams.
• Strong analytical and communication skills.
• Banking or financial institution background is required.