Co-Founder & Chief Technology Officer📣 Job Ad
| Contract Type | Full-time | |
| Workplace type | On-site | |
| Location | Riyadh |
About the Role
Sanabil Studio, through its subsidiary TradePay, is focused on transforming B2B commerce by providing suppliers and distributors with flexible payment terms for business merchants via a Stock-Now-Pay-Later solution. TradePay leverages Sanabil Studio's technology, financing infrastructure, and operational expertise to help businesses improve working capital, enhance cash flow, and scale more efficiently across various industries. As the Co-Founder & Chief Technology Officer, you will lead the technological vision and execution for TradePay. This is a foundational role with significant scope, involving defining the architecture, building a high-performing team, and taking full ownership of outcomes from inception. You will collaborate directly with the CEO and leadership team in Riyadh, benefiting from fast feedback loops and substantial influence on strategic direction. Artificial intelligence is a core component of TradePay's operations, and you will be responsible for leading this critical aspect of the business.
Key Responsibilities
- Lead the development of AI-enabled products for credit decisioning, fraud and risk monitoring, dynamic limit management, and intelligence for inventory and cashflow.
- Translate complex, real-world data into sophisticated decision tools to enhance accuracy, reduce loss rates, and responsibly broaden access to finance.
- Champion a responsible AI approach, including rigorous model monitoring, drift detection, ensuring explainability, and implementing human-in-the-loop workflows where necessary.
- Own the end-to-end architecture and engineering roadmap, guiding the product from pilot through Minimum Viable Product (MVP) to full-scale deployment, ensuring all systems are secure, scalable, and maintainable.
- Build and operate a modern data and Machine Learning (ML) platform covering data ingestion, feature pipelines, model training, serving, experimentation, and ongoing monitoring.
- Define AI work streams, establish clear milestones, and set measurable outcomes, including improvements in approval lift, reduction in losses, faster decision-making times, and impact on merchant growth.
- Establish and enforce technical standards across code quality, Continuous Integration/Continuous Deployment (CI/CD) practices, observability, reliability, and comprehensive documentation.
- Make pragmatic build-versus-buy decisions for critical components such as infrastructure, data providers, scoring engines, Know Your Customer (KYC) tooling, and payment rails.
- Hire, develop, and lead a high-performing engineering and data team based in Riyadh.
- Build robust security and privacy foundations that can withstand audits and meet future licensing requirements.
- Foster strong partnerships with the Risk, Operations, Finance, Legal/Compliance, and Partnerships teams.
Qualifications and Requirements
- Proven experience in shipping AI/ML-powered products into production environments, beyond prototypes.
- Strong software engineering fundamentals combined with hands-on experience in machine learning and data platforms.
- Experience within the fintech sector, specifically in lending, Buy Now Pay Later (BNPL), payments, risk management, fraud detection, or underwriting, with a deep understanding of the critical importance of accuracy in these domains.
- A demonstrated track record of transforming complex datasets into practical decision tools that deliver measurable business impact.
- Experience in hiring, mentoring, and leading teams within fast-paced and ambiguous environments.
- A strong sense of ownership for outcomes and a commitment to maintaining high standards for reliability, security, and scalable architecture.
- Excellent communication skills, with the ability to articulate technical concepts clearly to engineers, executives, and cross-functional stakeholders.
- Must be based in Riyadh or willing to relocate for this on-site leadership role.
Required Skills
- AI/ML-powered product development
- Software Engineering
- Machine Learning
- Data Platforms
- Fintech
- Lending
- BNPL (Buy Now Pay Later)
- Payments
- Risk Management
- Fraud Detection
- Underwriting
- Decision Tool development
- Team Leadership and Development
- Cross-functional Communication
- System Reliability
- Security best practices
- Scalable Architecture design
- Experience with Credit Bureaus
- Alternative Data utilization
- Open Banking principles
- Cloud-Native Architectures at scale
- Working in Regulated Environments
- GCC Fintech Products
Work Environment and Compensation
This is a full-time, on-site leadership role based in Riyadh, Saudi Arabia. The position requires over 10 years of experience. The compensation package will reflect seniority and market value, and includes a meaningful equity stake with upside tied to long-term value creation. Candidates will be provided with premium work equipment and mentorship from experienced venture builders, offering an accelerated learning and development curve.
Requirements
- Requires +10 Years experience
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