
Senior Manager - Credit📣 Job Ad
| Contract Type | Full-time | |
| Workplace type | On-site | |
| Location | Riyadh |
About the Role
Tamara, a leading fintech platform in Saudi Arabia and the GCC region, is seeking a Senior Manager - Credit to join its headquarters in Riyadh. As Saudi Arabia's first fintech unicorn, backed by entities including the Public Investment Fund (PIF), Tamara is dedicated to empowering individuals through a customer-centric financial super-app. This role is instrumental in safeguarding the company's financial integrity by managing credit risk and preventing fraudulent activities.
Role Overview
The Senior Manager - Credit Risk will develop and implement robust risk management strategies, conduct in-depth financial analysis, and foster cross-departmental collaboration to ensure a secure and dependable financial ecosystem. This strategic position requires a proactive approach to risk mitigation and a commitment to maintaining financial stability.
Key Responsibilities
- Develop and implement comprehensive credit risk policies, strategies, and operational procedures.
- Assess applicant creditworthiness using credit scoring models, credit reports, and financial analysis.
- Monitor and manage credit exposure, track delinquency rates, and oversee portfolio performance.
- Optimize risk and pricing strategies to maximize profitability while minimizing credit losses.
- Develop and implement fraud prevention strategies and control mechanisms.
- Monitor transactions and customer behavior to identify potential fraudulent activity.
- Investigate suspicious transactions and liaise with law enforcement agencies as needed.
- Stay informed about emerging fraud trends, technologies, and best practices.
- Utilize data analytics to identify, assess, and mitigate credit and fraud risks.
- Prepare and present regular reports and dashboards to senior management on risk trends and performance metrics.
- Champion data-driven decision-making in risk management operations.
- Ensure strict adherence to financial regulations and industry standards.
- Collaborate with the compliance team to address regulatory requirements for credit and fraud risk management.
- Work with product, engineering, and customer service teams to integrate risk management into product design and customer interactions.
- Provide expert guidance on the risk implications of new product development initiatives.
- Balance effective risk mitigation with a seamless customer experience.
- Communicate risk policies and actions to customers clearly and transparently.
Qualifications and Experience
- A Bachelor's degree in Finance, Risk Management, or a closely related field is required.
- A Master's degree or relevant professional certifications (*, FRM, CFE) are considered a significant advantage.
- A minimum of 8 years of proven experience in credit risk management and fraud prevention, with a preference for fintech industry experience.
- Strong understanding of credit scoring models, underwriting processes, and fraud detection methodologies.
- Proficiency in data analysis techniques and risk modeling.
- Solid knowledge of financial regulations and compliance requirements.
- Familiarity with risk management software and relevant tools.
- Exceptional communication and interpersonal skills.
- A highly analytical mindset with the ability to translate complex data into actionable insights.
- Demonstrated problem-solving skills and meticulous attention to detail.
Work Location and Type
This full-time position is based at Tamara's headquarters in Riyadh, Saudi Arabia.
Requirements
- Requires +10 Years experience
Similar Jobs
You may also like
- Related Senior Manager - Credit Opportunities
- Barista Jobs in Jeddah
- Receptionist Jobs in Jeddah
- Data Entry Agent Jobs in Jeddah
- Branch Manager Jobs in Jeddah
- Host Jobs in Jeddah
- Other Job Fields in Riyadh
- Barista Jobs in Riyadh
- Receptionist Jobs in Riyadh
- Data Entry Agent Jobs in Riyadh
- Branch Manager Jobs in Riyadh
- Host Jobs in Riyadh
- Food & Beverage Crew Member Jobs in Riyadh
- General Accountant Jobs in Riyadh
- Branch Supervisor Jobs in Riyadh
- Cosmetics and Toiletries Seller Jobs in Riyadh
- Administrative Assistant Jobs in Riyadh
- Explore Jobs Across Saudi Arabia
- Art teacher Jobs in Riyadh
- School Principal Jobs in Dammam
- General Security Manager Jobs in Makkah
- Human Resources Manager Jobs in Makkah
- Branch Manager (Retail Store) Jobs in Jeddah
- Barista Jobs in Huraymila
- Translator Jobs in Medina
- Food & Beverage Counter Attendant Jobs in Riyadh
- Warehouse Specialist Jobs in Makkah
- Certified Trainer Jobs in Khamis Mushayt