Credit Manager📣 Job Ad

About the Role

Zoomlion Saudi Arabia is seeking a Credit Manager to join its team in Riyadh. This full-time position is integral to managing financial relationships and ensuring the effective execution of financing arrangements for the company's regional business operations. The Credit Manager will be responsible for assessing financial risks, cultivating partnerships with financial institutions, and leading a local financing team to achieve business objectives.

Key Responsibilities

• Maintain ongoing communication and conduct annual reviews and comprehensive assessments with regional partner financial institutions. This includes evaluating business performance, cooperation levels, and other relevant factors to inform future partnership decisions.
• Engage with regional field business teams, participate in opportunity reviews, and verify the progress of long-term contract (LTC) opportunities to gain timely insights into customer needs and backgrounds.
• Identify potential risks associated with customer financing and provide strategic recommendations to guide the execution of tripartite financing arrangements.
• Oversee the intake and management of all tripartite business submissions within the system's order management module, ensuring compliance with partner financial institution requirements and monitoring submission progress.
• Track and follow up on required documentation and related requirements for loan disbursement by third-party financial institutions, promptly collecting disbursement vouchers and ensuring timely fund settlement.
• Build and lead the local financing team, managing recruitment, training, performance, and daily operations to ensure overall business effectiveness and goal achievement.

Qualifications and Requirements

• Bachelor's degree or higher in Economics, Finance, Accounting, Management, or a related field. A Master's degree or MBA is preferred.
• More than 5 years of working experience in financial institutions. Experience within the construction machinery industry is preferred.
• Strong communication and coordination skills, with the ability to effectively liaise with financial institutions and business teams.
• Professional qualifications such as CFA, FRM, or CPA are preferred.
• Fluency in Arabic and English (or Chinese), suitable for use as a working language.

Required Skills

• Communication
• Coordination

Work Details

This is a full-time position based in Riyadh, Saudi Arabia. The required experience for this role is between 5-10 years.