محضر قهوة (باريستا)

About the Role

Tamara, a leading fintech platform in Saudi Arabia and the GCC region, is seeking a Senior Manager - Credit to join its headquarters in Riyadh. As Saudi Arabia's first fintech unicorn, backed by entities including the Public Investment Fund (PIF), Tamara is dedicated to empowering individuals through a customer-centric financial super-app. This role is instrumental in safeguarding the company's financial integrity by managing credit risk and preventing fraudulent activities.

Role Overview

The Senior Manager - Credit Risk will develop and implement robust risk management strategies, conduct in-depth financial analysis, and foster cross-departmental collaboration to ensure a secure and dependable financial ecosystem. This strategic position requires a proactive approach to risk mitigation and a commitment to maintaining financial stability.

Key Responsibilities

• Develop and implement comprehensive credit risk policies, strategies, and operational procedures.
• Assess applicant creditworthiness using credit scoring models, credit reports, and financial analysis.
• Monitor and manage credit exposure, track delinquency rates, and oversee portfolio performance.
• Optimize risk and pricing strategies to maximize profitability while minimizing credit losses.
• Develop and implement fraud prevention strategies and control mechanisms.
• Monitor transactions and customer behavior to identify potential fraudulent activity.
• Investigate suspicious transactions and liaise with law enforcement agencies as needed.
• Stay informed about emerging fraud trends, technologies, and best practices.
• Utilize data analytics to identify, assess, and mitigate credit and fraud risks.
• Prepare and present regular reports and dashboards to senior management on risk trends and performance metrics.
• Champion data-driven decision-making in risk management operations.
• Ensure strict adherence to financial regulations and industry standards.
• Collaborate with the compliance team to address regulatory requirements for credit and fraud risk management.
• Work with product, engineering, and customer service teams to integrate risk management into product design and customer interactions.
• Provide expert guidance on the risk implications of new product development initiatives.
• Balance effective risk mitigation with a seamless customer experience.
• Communicate risk policies and actions to customers clearly and transparently.

Qualifications and Experience

• A Bachelor's degree in Finance, Risk Management, or a closely related field is required.
• A Master's degree or relevant professional certifications (*, FRM, CFE) are considered a significant advantage.
• A minimum of 8 years of proven experience in credit risk management and fraud prevention, with a preference for fintech industry experience.
• Strong understanding of credit scoring models, underwriting processes, and fraud detection methodologies.
• Proficiency in data analysis techniques and risk modeling.
• Solid knowledge of financial regulations and compliance requirements.
• Familiarity with risk management software and relevant tools.
• Exceptional communication and interpersonal skills.
• A highly analytical mindset with the ability to translate complex data into actionable insights.
• Demonstrated problem-solving skills and meticulous attention to detail.

Work Location and Type

This full-time position is based at Tamara's headquarters in Riyadh, Saudi Arabia.

About the Role

Magrabi Health is seeking qualified Saudi Biomedical Engineers to join their team. This full-time position involves ensuring the optimal performance and safety of medical equipment through independent repair, preventive maintenance, and calibration services. The Biomedical Engineer will be instrumental in meeting customer expectations, supporting technical staff, and contributing to the overall efficiency of healthcare operations across multiple locations in Saudi Arabia, including Jeddah, Makkah, Riyadh, Dammam, and Assir within the Makkah region.

Key Responsibilities

• Ensure the availability and accuracy of the medical equipment and surgical instruments inventory.
• Perform repairs, testing, and calibrations on a wide range of diagnostic and therapeutic medical equipment, maintaining associated records as per established plans.
• Plan and execute all related activities, including inspection, testing, and maintenance, prior to the start of each year.
• Provide preventive maintenance for medical equipment in a safe, self-directed, and timely manner, adhering to manufacturer's instructions.
• Monitor radiation safety, including laser safety, and implement relevant policies and necessary measures.
• Submit monthly indicator reports to the Biomedical Engineering Manager.
• Act as a preceptor to physicians, nurses, and technical staff, providing formal and informal training on the operation of medical equipment, including technical support during surgeries and medical procedures.
• Participate actively in the facility's designed education program.
• Solve problems utilizing analytical processes, which may involve multiple contacts with internal and external resources.
• Prepare documentation and maintain records pertaining to all repairs, replaced parts, calibrations, and modifications of medical equipment.
• Gather and provide first-response information on medical equipment-related issues involved in patient occurrence reports.
• Identify aging and obsolete patient care equipment and report findings to higher management.
• Provide supporting documentation for the assessment, justification, and selection of new equipment.
• Interact with vendors, contractors, and suppliers.
• Comply with the medical equipment management plan and policies.
• Maintain the work area in a neat and orderly fashion.
• Conduct duties, maintain personal appearance, and interact with fellow employees, staff, and customers in a professional manner.
• Utilize unassigned time to increase knowledge of technology and procedures.
• Perform other duties as directed or required.

Qualifications and Requirements

• Bachelor's degree in Biomedical Engineering or an equivalent qualification.
• Minimum of 5 years of experience in the biomedical field.
• Must possess good attention to detail.
• Special Needs Applicants are accepted for this opening.

Required Skills

• Repair of medical equipment
• Preventive maintenance
• Testing and calibration of medical devices
• Radiation safety management
• Laser safety protocols
• Problem-solving and analytical skills
• Documentation and record-keeping
• Effective vendor interaction
• Strong communication abilities
• Organizational proficiency
• High attention to detail

Work Environment and Details

This is a full-time position within Magrabi Health. The role is based across multiple locations in Saudi Arabia, including Jeddah, Makkah, Riyadh, Dammam, and Assir, within the Makkah region. The company requires a minimum of 5 years of experience in the biomedical field, with a preference for 5-10 years of experience.

About the Role

Orange Business, a leading network and digital integrator, is seeking a Senior Pre-Sales Solution Architect to join its team in Riyadh, Saudi Arabia. This role is pivotal in shaping innovative technical solutions that meet and exceed client expectations. The position involves collaboration within a dynamic environment, guiding the pre-sales technical team to deliver consistent and sustainable global solutions.

Key Responsibilities

• Lead the development and delivery of innovative technical solutions that address client needs and support organizational objectives.
• Collaborate with sales, marketing, and product teams to create customized solutions tailored to client requirements.
• Understand client business challenges and translate them into practical solutions that demonstrate value.
• Provide expert guidance on product features, capabilities, and integrations during the pre-sales process.
• Conduct technical workshops and proof-of-concept sessions to effectively showcase solutions.
• Respond to RFPs, RFIs, and technical inquiries with comprehensive and persuasive proposals.
• Maintain an updated knowledge of industry trends, competitive landscape, and emerging technologies.
• Support the sales team throughout the sales cycle, assisting in negotiations and closing deals.
• Develop and maintain strong relationships with key clients and partners to ensure satisfaction and loyalty.
• Foster a collaborative team environment that encourages knowledge sharing and continuous improvement.

Qualifications and Requirements

• Bachelor's degree in Computer Science, Engineering, or a related field; a Master's degree is preferred.
• Over 8 years of experience in pre-sales, solutions architecture, or relevant technical sales roles.
• Proven track record of leading complex technical proposals and developing solutions for government or municipal projects.

Required Skills

• Deep expertise in cloud computing and enterprise software.
• Proficiency in designing scalable, secure, and reliable network infrastructures.
• Exceptional presentation and interpersonal skills.
• Excellent communication and negotiation skills.
• Adaptability and a commitment to continuous improvement and innovation.
• Strategic thinking capabilities.
• Leadership style that promotes knowledge sharing and collaboration.

Work Environment and Location

This is a full-time position based in Riyadh, Saudi Arabia. Orange Business offers global opportunities and a flexible work environment with hybrid options. The company supports professional development through training programs and career growth opportunities.