img
Contract TypeContract TypeSeasonal
Workplace typeWorkplace typeOn-site
LocationLocationJeddah

About the Role

NeoStats Analytics, a data and analytics firm established in 2022, is seeking a Credit Risk Expert to join its team in Jeddah, Makkah, Saudi Arabia. This role is integral to enhancing the credit risk management framework within the Consumer Lending business, with a specific focus on Credit Cards in the Saudi market. The Credit Risk Expert will be responsible for recommending and implementing credit policies, underwriting standards, and risk strategies to support business growth while maintaining portfolio quality, regulatory compliance, and profitability.

This is a 12-month contract position requiring an onsite presence in Jeddah. NeoStats aims to transform clients into data-driven organizations through end-to-end Data & Analytics services.

Key Responsibilities

  • Lead the development, review, and implementation of credit risk policies for Consumer Lending, particularly for Credit Cards, ensuring alignment with regulatory requirements, business objectives, and market best practices.
  • Continuously monitor portfolio performance and recommend policy adjustments for effective risk management.
  • Oversee end-to-end underwriting processes, ensuring sound credit assessment and consistent decision-making, and provide guidance on complex or high-risk credit cases.
  • Drive improvements in credit decisioning through the application of analytics, scorecards, and data-driven insights.
  • Partner with Product, Sales, and Business teams to support the launch and optimization of Credit Card products from a risk perspective, defining eligibility criteria, limits, pricing inputs, and risk-based segmentation.
  • Track portfolio trends, delinquency, losses, and profitability, implementing proactive corrective actions.
  • Leverage risk analytics to assess portfolio health, customer behavior, and emerging risks, presenting actionable insights and recommendations to senior management and cross-functional stakeholders.
  • Develop a strong understanding of Credit Card sales processes to ensure risk frameworks support business growth without compromising credit quality.
  • Collaborate closely with Sales, Operations, Compliance, Finance, and Technology teams to ensure seamless execution of credit strategies.
  • Ensure full compliance with SIMAH requirements, products, and reporting processes, acting as a subject matter expert on Saudi credit bureau data.
  • Drive the expansion of new segments as identified with a strong implementation focus.
  • Lead, mentor, and develop the cards product team and credit risk teams, fostering a strong performance and risk-aware culture.
  • Build effective working relationships with internal and external stakeholders through strong interpersonal and communication skills.

Qualifications and Experience

  • Minimum of 12 to 15 years of experience in Credit Risk within Consumer Lending, with a strong preference for experience in Credit Cards.
  • At least 5 years of hands-on experience specifically within the Saudi Credit Cards market.
  • Proven experience in Credit Policy, Product Management, Underwriting, and Risk Analytics.
  • Prior experience managing teams and working effectively with cross-functional stakeholders.
  • A strong understanding of Credit Card business models, sales processes, and consumer risk management principles.
  • In-depth knowledge of SIMAH products, reports, and processes is essential.

Required Skills and Competencies

  • Credit Risk & Policy Management
  • Underwriting & Credit Decisioning
  • Product & Portfolio Management
  • Analytics & Reporting
  • Sales & Cross-Functional Collaboration
  • SIMAH & Regulatory Compliance
  • People & Stakeholder Management
  • Solid analytical skills with the ability to translate complex data into actionable risk strategies.
  • A results-driven mindset with the capacity to perform effectively in a fast-paced, dynamic environment.
  • High adaptability and agility to respond quickly to market, regulatory, or business changes.
  • Excellent interpersonal, stakeholder management, and communication skills.

Work Arrangement and Location

This is a 12-month contract position. The role requires an onsite presence in Jeddah, Makkah, Saudi Arabia.

Requirements

  • Requires +10 Years experience

Similar Jobs

Copywriter - Arabic

📣 Job AdNew

LEO MEA (Middle East & Africa)

Full-time

About the Role

LEO MEA (Middle East & Africa) is seeking an Arabic Copywriter to join its creative team in Jeddah, Makkah, Saudi Arabia. This full-time position is for a hands-on copywriter with strong storytelling abilities and experience creating conceptually driven campaigns for global brands within an agency setting. The role involves developing compelling Arabic copy and concepts for advertising campaigns, collaborating with the creative team on communication pieces across various mediums, and managing projects from concept to execution. The position also includes mentoring junior copywriters and requires client interaction and presentation skills.

Key Responsibilities

  • Write, proofread, and edit various content forms, including copy and product descriptions, ensuring consistency and accuracy.
  • Collaborate with Art Directors to develop creative concepts for marketing materials and campaigns.
  • Demonstrate a thorough understanding of all channels within the 1:1 marketing space.
  • Utilize data intelligence to effectively address communication challenges.
  • Make conceptual and strategic decisions for a diverse range of clients and industries.
  • Interpret briefs, craft succinct copy, write and format copy decks, and align with brand tone of voice and language.
  • Develop and execute strategically sound creative for cross-channel initiatives.
  • Present ideas persuasively internally and to clients with credibility, reasoning, and emotion.
  • Actively listen to understand project requirements, client feedback, and internal feedback.
  • Ensure all communications are produced to the highest standards of accuracy and quality control.
  • Deliver fresh ideas and personality while adhering to existing brand voice and tone.
  • Conceptualize and write a wide range of content, from white paper ideas to scripts, in-store signage, and social media posts.
  • Research competitors and the industry to provide insights into trends and creative foresight.
  • Partner with creative colleagues to ensure ideas, copy, and design form a cohesive story.

Qualifications and Requirements

  • At least 4 years of experience in concept creation, with a clear understanding of the difference between a communication concept and an execution idea.
  • Proficiency in developing copy for large cross-channel and/or direct-marketing initiatives across various media, both online and offline.
  • A Bachelor’s Degree in an appropriate field of study.
  • The ability to develop strong client relationships and lead creative presentations.
  • Strong conceptualization and strategic thinking skills.
  • Energy, a sense of humor, and an open and curious mind.
  • Exceptional conceptual and design skills, supported by a robust portfolio showcasing talent across mediums.
  • Experience in strategic brainstorming, campaign development, creative brief development, and creative execution.

Required Skills

  • Copywriting
  • Concept Creation
  • Storytelling
  • Client Interaction
  • Presentation Skills
  • Proofreading
  • Content Editing
  • Marketing Campaigns
  • Strategic Decision Making
  • Brand Voice and Tone
  • Creative Execution
  • Research
  • Teamwork
  • Prioritization
  • Meeting Deadlines

Work Environment and Experience

This is a full-time position based in Jeddah, Makkah, Saudi Arabia. The role requires 2-5 years of experience.

breifcase2-5 years

locationJeddah

16 minutes ago

Mechanical Engineer

📣 Job AdNew

Al-Enjaz Company

Full-time

About the Mechanical Engineer Role

Al-Enjaz for Trading and Contracting (Enjazco) is seeking a qualified Mechanical Engineer to join their team. This full-time position offers an opportunity to contribute to significant projects within the company. The role is based in Riyadh and Jeddah.

Key Responsibilities

The specific responsibilities for this role are not detailed in the provided information. This section will be updated once further details become available.

Qualifications and Requirements

  • A Bachelor's degree in Mechanical Engineering is required.
  • A minimum of 5 years of professional experience in mechanical engineering is necessary.
  • Candidates must be registered with the Saudi Council of Engineers (SCE).

Experience and Skills

The required professional experience for this position is between 5 to 10 years. Specific skills required for this role are not provided in the raw data and will be populated once details are available.

Work Type and Location

This is a full-time position. The available work locations are Riyadh and Jeddah.

Company Information

The hiring company is Al-Enjaz Company, also known as Al-Enjaz for Trading and Contracting (Enjazco).

breifcase5-10 years

locationJeddah

17 minutes ago

Service Automation & Digital Transformation Expert

📣 Job AdNew

MIS - Al Moammar Information Systems Co.

Full-time

About the Service Automation & Digital Transformation Expert Role

MIS - Al Moammar Information Systems Co. is seeking a Service Automation & Digital Transformation Expert to join its team in Jeddah, Makkah, Saudi Arabia. This full-time position is focused on leading the company's digital transformation efforts and enhancing operational efficiency through advanced process automation.

Role Overview and Objectives

The Service Automation & Digital Transformation Expert will be responsible for analyzing, optimizing, and automating business processes. This role leverages cutting-edge technologies to improve service delivery and foster innovation across the organization. The expert will play a key part in shaping the company's digital future.

Key Responsibilities

  • Lead and manage comprehensive digital transformation and automation programs.
  • Analyze existing business processes to identify opportunities for optimization and automation.
  • Design and implement robust workflow automation solutions to streamline operations.
  • Drive the adoption and integration of Artificial Intelligence (AI), Robotic Process Automation (RPA), and low-code/no-code technologies.
  • Develop strategic transformation plans, detailed roadmaps, and effective governance frameworks.
  • Facilitate the integration of new digital platforms with existing enterprise systems.
  • Monitor the performance of automated systems, recommend continuous improvements, and support ongoing innovation initiatives.
  • Conduct effective stakeholder engagement, provide user training, and manage change management activities to ensure successful adoption of new processes and technologies.

Qualifications and Experience

Candidates must meet one of the following educational and experience criteria:

  • A Bachelor's degree with a minimum of 20 years of relevant professional experience.
  • A Master's degree with a minimum of 15 years of relevant professional experience.
  • A PhD with a minimum of 5 years of relevant professional experience.

Required Skills and Expertise

  • Extensive expertise in Digital Transformation, Service Automation, Business Process Management (BPM), and Enterprise Architecture.
  • Proven experience with RPA and various workflow automation platforms.
  • Strong knowledge of AI, Machine Learning, cloud platforms, APIs, and system integration principles.
  • Excellent project management, stakeholder management, and leadership capabilities.
  • Exceptional analytical, communication, and change management skills.

Work Details

This is a full-time position based in Jeddah, Makkah, Saudi Arabia. The role requires over 10 years of experience in a relevant field.

breifcase+10 years

locationJeddah

20 minutes ago

You may also like