Credit Analyst📣 Job Ad

About the Role

Dnaneer Financing is seeking a skilled Credit Analyst to join its team in Riyadh, Saudi Arabia. This full-time position is designed for individuals with 2-5 years of experience in credit analysis within the banking, fintech, or financial services sectors. The Credit Analyst will be responsible for assessing the creditworthiness of potential clients, contributing to informed lending decisions.

This role requires a solid understanding of financial principles, strong data interpretation capabilities, and familiarity with the Saudi Arabian credit market and its regulatory framework. The successful candidate will play a key part in evaluating financial risks and ensuring adherence to relevant regulations.

Key Responsibilities

• Conduct thorough credit analysis of potential borrowers, evaluating financial statements, credit history, and other pertinent data.
• Develop and maintain financial models to assess risk and forecast financial performance.
• Interpret complex financial data to provide clear and concise recommendations on credit applications.
• Ensure all credit assessments and decisions comply with SAMA regulations and internal policies.
• Monitor existing loan portfolios and identify potential risks or early warning signs.
• Collaborate with internal teams to facilitate the lending process and manage client relationships.

Qualifications and Requirements

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• A minimum of 2 years of experience in credit analysis, preferably within banking, fintech, or financial services.
• Demonstrated proficiency in financial modeling and data interpretation.
• Familiarity with Saudi Arabian Monetary Authority (SAMA) regulations.
• Understanding of the Saudi credit market dynamics.
• Proficiency in Microsoft Excel.
• Excellent written and verbal communication skills in both English and Arabic.

Additional Skills and Experience

• Proficiency in Financial Modeling and Data Interpretation.
• Expertise in Microsoft Excel.
• Experience with Credit Systems is considered a plus.
• Familiarity with SAMA regulations and the Saudi credit market is essential.
• Progress towards CFA, FRM, or CAIA certifications is desirable.
• Experience in SME or corporate lending is a plus.
• Exposure to lending platforms or digital credit products is advantageous.
• Knowledge of EWS frameworks or early warning tools is beneficial.

Work Details

This is a full-time position based in Riyadh, Saudi Arabia. The role requires 2-5 years of relevant experience in credit analysis.