About the Role
Atmaal is looking for a Saudi national to join the Retail Credit Quality Assurance team. This is an entry-level position suitable for recent graduates or individuals with up to one year of experience, who are looking to build a career in credit risk, quality assurance, and retail banking operations. The role aims to support the review of credit decisions and ensure that all credit files, approvals, and associated processes are in strict compliance with Atmaal's internal policies and procedures.
The successful candidate will play a vital role in maintaining the integrity and compliance of retail credit operations by carefully examining credit applications and decisions, identifying any discrepancies, and contributing to the continuous improvement of quality assurance processes within the department.
Key Responsibilities
- Review retail credit applications and all associated documentation to ensure completeness and accuracy.
- Assess the quality and accuracy of credit decisions made by the team.
- Verify that all credit cases are processed and approved in full compliance with the Bank's applicable policies and procedures.
- Assist the team in identifying any errors, missing documentation, or policy violations within credit files.
- Prepare simple reports and summaries of findings using Microsoft Excel.
- Coordinate with various internal teams to follow up on pending credit cases.
- Maintain proper documentation and accurate tracking of all reviewed credit cases.
- Support initiatives aimed at continuous improvement in credit review and quality assurance processes.
Qualifications and Requirements
- Applicant must be a Saudi national.
- Hold a Bachelor's degree in Finance, Business Administration, Accounting, Risk Management, or a closely related field.
- Recent graduates are encouraged to apply.
- Previous experience in credit risk, underwriting, quality assurance, or retail credit is preferred.
- A good level of English proficiency is preferred.
- Demonstrate good knowledge of Microsoft Excel for data analysis and reporting.
- Possess a strong attention to detail to ensure accuracy in reviews.
- Ability to analyze information effectively and follow policies and procedures accurately.
Core Skills
- Credit Risk Analysis
- Quality Assurance
- Retail Banking Operations
- Proficiency in Microsoft Excel
- Attention to Detail
- Information Analysis
- Policy Adherence
- Underwriting Principles
- Retail Credit Operations
- Knowledge of financing products, personal finance, credit cards, mortgages, and leasing.
Additional Job Information
This is a full-time position, requiring 0-1 year of experience. The work location is Riyadh, Saudi Arabia.
